Privacy Policy

This Privacy Policy explains how we collect, use, and share your information when you use the Service. It also outlines your privacy rights and the legal protections available to you.

We collect and use your personal data to provide and improve the Service. By using the Service, you agree to this Privacy Policy.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

Account: A unique profile created for you to access our Service.
Affiliate: An entity that controls, is controlled by, or shares common control with another party (50% or more ownership).
Company: Refers to Cover Pakistan (also “We,” “Us,” or “Our”).
Cookies: Small files placed on your device by a website, storing browsing history and other details.
Country: Pakistan.
Device: Any tool that can access the Service (computer, phone, tablet).
Personal Data: Information that identifies or can identify an individual.
Service: The Website.
Service Provider: Third parties who process data or provide services on behalf of the Company.
Usage Data: Information collected automatically, such as page visits or time spent.
Website: Cover Pakistan, available at https://coverpakistan.com/.
You: The individual or organization using the Service.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:

Email address
Usage Data

Usage Data

Our Service automatically collects Usage Data. This may include details such as your device’s Internet Protocol (IP) address, browser type and version, the pages you visit on our Service, the date and time of your visit, the time you spend on each page, unique device identifiers, and other diagnostic information.When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.

We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service. The technologies We use may include:

Cookies or Browser Cookies. A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of our Service. Unless you have adjusted Your browser setting so that it will refuse Cookies, our Service may use Cookies.

Web Beacons. Certain sections of our Service and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity).

Cookies can be “Persistent” or “Session” Cookies. Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close Your web browser.

We use both Session and Persistent Cookies for the purposes set out below:

Necessary / Essential CookiesType: Session CookiesAdministered by: Us
Purpose: These Cookies are essential to provide You with services available through the Website and to enable You to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services that You have asked for cannot be provided, and We only use these Cookies to provide You with those services.
Cookies Policy / Notice Acceptance CookiesType: Persistent CookiesAdministered by: Us
Purpose: These Cookies identify if users have accepted the use of cookies on the Website.
Functionality CookiesType: Persistent CookiesAdministered by: Us
Purpose: These Cookies allow us to remember choices You make when You use the Website, such as remembering your login details or language preference. The purpose of these Cookies is to provide You with a more personal experience and to avoid You having to re-enter your preferences every time You use the Website.

For more information about the cookies we use and your choices regarding cookies, please visit our Cookies Policy or the Cookies section of our Privacy Policy.

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

To provide and maintain our Service, including to monitor the usage of our Service.
To manage Your Account: to manage Your registration as a user of the Service. The Personal Data You provide can give You access to different functionalities of the Service that are available to You as a registered user.
For the performance of a contract: the development, compliance and undertaking of the purchase contract for the products, items or services You have purchased or of any other contract with Us through the Service.
To contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application’s push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.
To provide You with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information.
To manage Your requests: To attend and manage Your requests to Us.
For business transfers: We may use Your information to assess or carry out a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets. This includes situations where we transfer Personal Data about our Service users as part of the assets, whether during regular operations, bankruptcy, liquidation, or similar proceedings.
For other purposes: We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Service, products, services, marketing and your experience.

We may share Your personal information in the following situations:

With Service Providers: We may share Your personal information with Service Providers to monitor and analyze the use of our Service, to contact You.
For business transfers: We may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company.
With Affiliates: We may share Your information with Our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners or other companies that We control or that are under common control with Us.
With business partners: We may share Your information with Our business partners to offer You certain products, services or promotions.
With other users: when You share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside.
With Your consent: We may disclose Your personal information for any other purpose with Your consent.

Retention of Your Personal Data

The Company keeps your Personal Data only as long as needed to achieve the purposes described in this Privacy Policy. We use your Personal Data to meet our legal obligations (for example, when laws require us to retain it), resolve disputes, and enforce our agreements and policies.The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Service, or We are legally obligated to retain this data for longer time periods.

Transfer of Your Personal Data

We process your information, including Personal Data, at the Company’s offices and in other locations where our partners operate. This means we may transfer and store your data on computers outside your state, province, country, or other jurisdiction, where data protection laws may differ from those in your region.Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.

The Company will take all reasonable steps to handle Your data securely and follow this Privacy Policy. We will transfer Your Personal Data to another organization or country only if we implement adequate controls to protect Your data and other personal information.

Delete Your Personal Data

You have the right to delete or request that We assist in deleting the Personal Data that We have collected about You.

Our Service may give You the ability to delete certain information about You from within the Service.

You can update, change, or delete your information anytime by signing in to your account (if you have one) and going to the account settings. This section allows you to manage your personal information.

You can also contact us to request access to your data, or to correct or delete information you have provided.

Please note that we may need to keep some information if we have a legal obligation or another lawful reason to do so.

Disclosure of Your Personal Data

Business Transactions

If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.

Law enforcement

In certain cases, the Company may disclose your personal data if the law requires it or if public authorities, such as a court or government agency, make a valid request.

Other legal requirements

The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:

Comply with a legal obligation
Protect and defend the rights or property of the Company
Prevent or investigate possible wrongdoing in connection with the Service
Protect the personal safety of Users of the Service or the public
Protect against legal liability

Security of Your Personal Data

The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security.

Children’s Privacy

Our Service is not for anyone under 13. We do not knowingly collect personal information from children under 13.

If you are a parent or guardian and notice your child shared personal data with us, contact us immediately. We will delete any data from a child under 13 collected without parental consent.

When processing data based on consent, and your country requires parental approval, we will get your parent’s consent before using the data.

Links to Other Websites

Our Service may contain links to other websites that are not operated by Us. If You click on a third party link, You will be directed to that third party’s site. We strongly advise You to review the Privacy Policy of every site You visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Changes to this Privacy Policy

We may update our Privacy Policy from time to time. When we change it, we post the new version on this page. We also notify you by email and/or a clear notice on our website before the changes take effect. In addition, we update the ‘Last updated’ date at the top of this page. Please check this Privacy Policy regularly to stay informed. The changes take effect as soon as we publish them here.