Terms & Condition

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following Terms & Condition . The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of these Terms and Conditions:

Affiliate It means any entity that controls, is controlled by, or is under common control with a party. Here, “control” means owning 50% or more of shares, equity, or voting securities for directors or other managing authority.
Country refers to: Pakistan
Company (referred to as either “the Company”, “We”, “Us” or “Our” in this Agreement) refers to Cover Pakistan .
Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.
Service refers to the Website.
Terms and Conditions (also referred as “Terms”) mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service.
Third-party Social Media Service This means any service or content from a third party. It can include data, information, products, or services that the Service displays, includes, or makes available.
Website refers to Cover Pakistan , accessible from https://coverpakistan.com/
You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Acknowledgment

These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service.

Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users and others who access or use the Service.

By accessing or using the Service You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms and Conditions then You may not access the Service.

You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service.

Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Company. Our Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your personal information when You use the Application or the Website and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service.

Links to Other Websites

Your remedy is limited to what you paid for the Service, or 100 USD if you paid nothing. The Company has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You agree that the Company is not responsible for any damage or loss. But in that case, we will apply the exclusions and limitations in this section to the fullest extent allowed by law.We strongly advise You to read the terms and conditions and privacy policies of any third-party web sites or services that You visit.

Termination

We may terminate or suspend Your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms and Conditions.

Upon termination, Your right to use the Service will cease immediately.

Limitation of Liability

Despite any damages you may face, the Company and its suppliers have limited liability under these Terms. Your remedy is limited to what you paid for the Service, or 100 USD if you paid nothing.

To the fullest extent allowed by law, the Company and its suppliers are not liable for any special, incidental, indirect, or consequential damages. This includes damages for lost profits, lost data, loss of business, interruption, personal injury, or loss of privacy. It also covers issues related to using or not being able to use the Service, third‑party software, or third‑party hardware with the Service. This applies even if the Company or its suppliers knew such damages were possible, or if any legal remedy does not achieve its main purpose.

Some states do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply. In these states, each party’s liability will be limited to the greatest extent permitted by law.

“AS IS” and “AS AVAILABLE” Disclaimer

The Service is provided to you “AS IS” and “AS AVAILABLE,” with all faults and defects, and without any warranty of any kind.

To the maximum extent allowed by law, the Company, its affiliates, licensors, and service providers disclaim all warranties. This includes express, implied, statutory, or other warranties. Examples include warranties of merchantability, fitness for a specific purpose, title, or non‑infringement, as well as any warranties that may arise from usage, trade practice, or course of dealing.

The Company does not provide any warranty or guarantee. We do not promise that the Service will meet your needs, deliver certain results, or work with other software, applications, systems, or services.

We also do not guarantee uninterrupted operation, consistent performance, reliability, or freedom from errors. Finally, we cannot guarantee that every defect or error will be corrected.

The Company and its providers make no warranties, express or implied. This includes:
(i) how the Service operates or whether it is available, or the accuracy of its information, content, materials, or products;
(ii) whether the Service will run without errors or interruptions;
(iii) the accuracy, reliability, or timeliness of any information or content;
(iv) whether the Service, its servers, or emails from the Company are free from viruses, malware, or other harmful elements.

Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to You. But in that case, we will apply the exclusions and limitations in this section to the fullest extent allowed by law.Governing Law

The laws of the Country, excluding its conflicts of law rules, shall govern this Terms and Your use of the Service. Your use of the Application may also be subject to other local, state, national, or international laws.

Disputes Resolution

If You have any concern or dispute about the Service, You agree to first try to resolve the dispute informally by contacting the Company.

For European Union (EU) Users

If You are a European Union consumer, you will benefit from any mandatory provisions of the law of the country in which You are resident.

United States Legal Compliance

You guarantee two things:
(i) You are not in a country under a U.S. embargo or marked as supporting terrorism.

(ii) You are not on any U.S. government list of prohibited or restricted parties.Severability and Waiver

Severability

If a part of these Terms is unenforceable or invalid, we will modify and interpret it to fulfill its purpose as much as the law allows. The rest of the Terms will still remain in full effect.

Waiver

Except as stated in these Terms, not using a right or not enforcing an obligation does not prevent a party from doing so later. Waiving one breach also does not mean waiving any future breach.

Translation Interpretation

We may translate these Terms and Conditions if we provide them to you through our Service. You agree that the original English text shall prevail in the case of a dispute.

Changes to These Terms and Conditions

We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. If a revision is material We will make reasonable efforts to provide at least 30 days’ notice prior to any new terms taking effect. We alone will decide what counts as a material change.

By continuing to use our service after the revisions take effect, you agree to the updated terms. If you do not agree, please stop using the website and the service.